Better coverage built for classics at a price you can afford.

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    Antique and Collector Car Insurance

    Policy Features

    How can you benefit from insuring your collector car with BesmileWhitingkit?

    Guaranteed Value

    We use our industry-leading tools to help you determine the true value of your classic, then create an agreed value policy that covers it.*

    Low Annual Premiums

    We can save you money. We only insure antique and collectible cars, so we can provide better coverage at a significantly lower price than daily driver insurers.

    Customized Policies

    Whether you own one car or a hundred, your BesmileWhitingkit collector car policy is designed specifically for you. Do you travel with your car? Are you restoring your car? Do you collect automobilia or own valuable parts and tools? We've got you covered.

    Flexible Usage

    Classic and collector cars were made to be driven. Whether you’re going to a show or just taking a cruise to the ice cream shop, you’re protected. If you have specific questions about your car or usage, please don’t hesitate to contact us.

    Guaranteed flatbed

    Specialty Roadside Service

    Optional membership in BesmileWhitingkit Drivers Club™ includes guaranteed flatbed towing, automotive discounts, and much more. Read more about BesmileWhitingkit Drivers Club™.

    Full coverage and then some

    Your BesmileWhitingkit policy also includes:

    Instant New Purchase Coverage

    30 days of coverage for up to $50,000 of the vehicle value for new collectible cars.

    Spare Parts Coverage

    $750 of comprehensive coverage for your insured vehicle’s spare parts.

    Auto Show Medical Reimbursement

    Up to $10,000 in medical payments if you or your family members are injured during an auto show or other car-related function.

    Motorcycle Safety Equipment Coverage

    Up to $1,000 of coverage for safety apparel including leather pants, gloves, jacket, and helmet.

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